HFC Limited Interest Rate Report

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The following are the average % interest rates charged by the bank featured on the cost of credit service.

Asset Purchase

March

Last updated on: 31/03/2026

April

Last updated on: 31/03/2026

SME - Secured

March

Last updated on: 31/03/2026

April

Last updated on: 31/03/2026

SME - Unsecured

March

Last updated on: 31/03/2026

April

Last updated on: 31/03/2026

Corporate loan

March

Last updated on: 31/03/2026

April

Last updated on: 31/03/2026

Whizz loan

March

Last updated on: 31/03/2026

April

Last updated on: 31/03/2026

Mwanabiashara

March

Last updated on: 31/03/2026

April

Last updated on: 31/03/2026

Mortgage

March

Last updated on: 31/03/2026

April

Last updated on: 31/03/2026

Mortgages 1-5 Years

January

14.95%
Last updated on: 08/01/2026

February

14.95%
Last updated on: 08/01/2026

March

14.95%
Last updated on: 08/01/2026

April

14.95%
Last updated on: 08/01/2026

May

14.95%
Last updated on: 08/01/2026

June

14.95%
Last updated on: 08/01/2026

July

14.95%
Last updated on: 08/01/2026

August

14.95%
Last updated on: 08/01/2026

September

14.95%
Last updated on: 08/01/2026

October

14.95%
Last updated on: 08/01/2026

November

14.95%
Last updated on: 08/01/2026

December

14.95%
Last updated on: 08/01/2026

Construction loan

March

Last updated on: 31/03/2026

April

Last updated on: 31/03/2026

Personal Secured Loan Up to 1 year

March

Last updated on: 31/03/2026

April

Last updated on: 31/03/2026

Personal Secured Loan Up to 5 years

March

Last updated on: 31/03/2026

April

Last updated on: 31/03/2026

Personal Secured Loan Up to 10 years

January

18.84%
Last updated on: 08/01/2026

February

18.84%
Last updated on: 08/01/2026

March

18.84%
Last updated on: 08/01/2026

April

18.84%
Last updated on: 08/01/2026

May

18.84%
Last updated on: 08/01/2026

June

18.84%
Last updated on: 08/01/2026

July

18.84%
Last updated on: 08/01/2026

August

18.84%
Last updated on: 08/01/2026

September

18.84%
Last updated on: 08/01/2026

October

18.84%
Last updated on: 08/01/2026

November

18.84%
Last updated on: 08/01/2026

December

18.84%
Last updated on: 08/01/2026

Personal Unsecured Loan Up to 1 year

March

Last updated on: 31/03/2026

April

Last updated on: 31/03/2026

Personal Unsecured Loan Up to 5 years

March

Last updated on: 31/03/2026

April

Last updated on: 31/03/2026

Personal Unsecured Loan Up to 6 Years

January

21.30%
Last updated on: 08/01/2026

February

21.30%
Last updated on: 08/01/2026

March

21.30%
Last updated on: 08/01/2026

April

21.30%
Last updated on: 08/01/2026

May

21.30%
Last updated on: 08/01/2026

June

21.30%
Last updated on: 08/01/2026

July

21.30%
Last updated on: 08/01/2026

August

21.30%
Last updated on: 08/01/2026

September

21.30%
Last updated on: 08/01/2026

October

21.30%
Last updated on: 08/01/2026

November

21.30%
Last updated on: 08/01/2026

December

21.30%
Last updated on: 08/01/2026

Personal Unsecured Loan Up to 10 years

March

Last updated on: 31/03/2026

April

Last updated on: 31/03/2026

Disclaimer

These are indicative rates to guide you in your planning. If you are interested in a bank loan, you should contact the bank directly for an official statement of the interest rate for the facility you wish to borrow. The interest rates may vary based on your risk score.